Official quarterly series
Poland mortgage rate history
Official mortgage lending-rate history. The exact loan population, fixation mix and rate basis are source-specific and labeled on this page.
- Most recent data · 2026-Q2
- 6.02%
- Annual change
- −0.78 pp
- Since 2017-Q3
- +1.59 pp
- Observations
- 36
Latest observations
| Period | Annualised agreed rate / narrowly defined effective rate · Total initial rate fixation |
|---|---|
| 2026-Q2 | 6.02% |
| 2026-Q1 | 5.85% |
| 2025-Q4 | 6.23% |
| 2025-Q3 | 6.60% |
| 2025-Q2 | 6.80% |
| 2025-Q1 | 7.57% |
| 2024-Q4 | 7.45% |
| 2024-Q3 | 7.61% |
| 2024-Q2 | 7.93% |
| 2024-Q1 | 7.63% |
| 2023-Q4 | 7.67% |
| 2023-Q3 | 7.95% |
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