Official quarterly series
Canada mortgage rate history
Official mortgage lending-rate history. The exact loan population, fixation mix and rate basis are source-specific and labeled on this page.
- Most recent data · 2026-Q2
- 4.19%
- Annual change
- −0.19 pp
- Since 2015-Q1
- +1.35 pp
- Observations
- 46
Latest observations
| Period | Month-end rate in percent · Total variable and fixed rates |
|---|---|
| 2026-Q2 | 4.19% |
| 2026-Q1 | 4.15% |
| 2025-Q4 | 4.16% |
| 2025-Q3 | 4.39% |
| 2025-Q2 | 4.38% |
| 2025-Q1 | 4.63% |
| 2024-Q4 | 4.84% |
| 2024-Q3 | 5.22% |
| 2024-Q2 | 5.52% |
| 2024-Q1 | 5.75% |
| 2023-Q4 | 6.26% |
| 2023-Q3 | 6.05% |
Related data
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Markets closest to Canada
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