Official quarterly series
Estonia mortgage rate history
Official mortgage lending-rate history. The exact loan population, fixation mix and rate basis are source-specific and labeled on this page.
- Most recent data · 2026-Q2
- 4.14%
- Annual change
- +0.33 pp
- Since 2015-Q1
- +1.90 pp
- Observations
- 46
Latest observations
| Period | Annualised agreed rate / narrowly defined effective rate · Total initial rate fixation |
|---|---|
| 2026-Q2 | 4.14% |
| 2026-Q1 | 3.88% |
| 2025-Q4 | 3.73% |
| 2025-Q3 | 3.75% |
| 2025-Q2 | 3.81% |
| 2025-Q1 | 4.25% |
| 2024-Q4 | 4.50% |
| 2024-Q3 | 5.20% |
| 2024-Q2 | 5.60% |
| 2024-Q1 | 5.80% |
| 2023-Q4 | 5.86% |
| 2023-Q3 | 5.94% |
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