Official quarterly series
Portugal mortgage rate history
Official mortgage lending-rate history. The exact loan population, fixation mix and rate basis are source-specific and labeled on this page.
- Most recent data · 2026-Q2
- 2.93%
- Annual change
- +0.01 pp
- Since 2015-Q1
- +0.20 pp
- Observations
- 46
Latest observations
| Period | Annualised agreed rate / narrowly defined effective rate · Total initial rate fixation |
|---|---|
| 2026-Q2 | 2.93% |
| 2026-Q1 | 2.81% |
| 2025-Q4 | 2.85% |
| 2025-Q3 | 2.86% |
| 2025-Q2 | 2.92% |
| 2025-Q1 | 3.12% |
| 2024-Q4 | 3.20% |
| 2024-Q3 | 3.47% |
| 2024-Q2 | 3.73% |
| 2024-Q1 | 3.88% |
| 2023-Q4 | 4.18% |
| 2023-Q3 | 4.31% |
Related data
More Portugal indicators
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Cross-country context
Markets closest to Portugal
Peers are selected by the smallest difference in the latest annual movement for this metric.