Finland property market

National residential property prices fell 2.0% in the year to 2026-Q1. Additional local coverage appears below where an official source qualifies.

Most recent period: 2026-Q1
Year over year: −2.0%
History: 137 quarters
Since 2015-Q1: −2.3%

Market scorecard

What the official series say about Finland

Directional signals, not an investment rating. Open any measure to inspect its period, source and complete history.

House-price momentum−2.0% in a yearHouse prices fell over the latest year.After inflation−3.6% in a yearConsumer-price inflation outpaced house prices.Rent momentum0.0% in a yearLittle change over the latest comparable year.Price versus rent82.7 · 2015 = 100Rents have risen more than house prices since the 2015 reference.Price versus income77.9 · 2015 = 100Disposable income has risen more than house prices since the 2015 reference.Mortgage borrowing cost+0.36 pp in a yearLittle change over the latest comparable year.

Official national series

Residential property price index

Nominal index, 2010 = 100 · quarterly · through 2026-Q1

Most recent source index: 103.5
Year over year: −2.0%
Since 2015-Q1: −2.3%

Finland — nominal residential property price indexLatest Mar 2026: 103.5

Source: Bank for International Settlements, selected residential property prices. BIS chooses the series closest to nationwide coverage for cross-country comparison; national compilation methods still vary. This is an index of price movement, not a currency price level or a city-specific estimate.

Official valuation signals

Prices, inflation, rents and affordability

OECD analytical house price indicators · 2015 = 100

House price index: 97.9; −2.0% over four quarters; Through 2026-Q1
Real house price index: 80.4; −3.6% over four quarters; Through 2026-Q1
Rent price index: 118.4; 0.0% over four quarters; Through 2026-Q2
Price-to-rent index: 82.7; −2.1% over four quarters; Through 2026-Q1
Price-to-income index: 77.9; −3.0% over four quarters; Through 2026-Q1

Finland — nominal house price indexLatest Mar 2026: 97.9

Source: OECD analytical house price indicators. Index levels measure cumulative movement from the 2015 base and are not currency prices. Real house prices remove consumer-price inflation. Price-to-rent and price-to-income are relative signals, not gross yields or affordability guarantees.

Observations

Recent BIS quarterly history

Index levels show change from the 2010 base; they are not property prices.

Recent residential property price observations for Finland
Quarter	Nominal index	Year over year	Period end
2026-Q1	103.5	−2.0%	Mar 31, 2026
2025-Q4	104.4	−2.6%	Dec 31, 2025
2025-Q3	105.1	−2.7%	Sep 30, 2025
2025-Q2	106.7	−1.6%	Jun 30, 2025
2025-Q1	105.6	−2.3%	Mar 31, 2025
2024-Q4	107.1	−1.8%	Dec 31, 2024
2024-Q3	108.1	−2.0%	Sep 30, 2024
2024-Q2	108.5	−4.4%	Jun 30, 2024
2024-Q1	108.1	−4.0%	Mar 31, 2024
2023-Q4	109.2	−5.5%	Dec 31, 2023
2023-Q3	110.3	−7.8%	Sep 30, 2023
2023-Q2	113.5	−6.1%	Jun 30, 2023

Source and interpretation

Comparable national coverage, with limits

BIS supplies a cross-country national residential property price benchmark. OECD also adds rent and price-to-rent indices, all normalized to 2015 = 100.

National compilation methods and dwelling coverage still vary. These indices cannot answer what a home costs in a specific city or how much listing inventory is available.

View Bank for International Settlements View Organisation for Economic Co-operation and Development View Eurostat View European Central Bank Read GPM methodology

Coverage status

National price index: Published
Official city benchmark: Not yet available
Rent and valuation indices: Published
Official local markets: 0
Primary published scope: National

Source snapshot ingested Aug 11, 2026. Coverage expands only after additional official datasets pass publication review.

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